---
title: Bank Verification with Micro-Deposits
description: Easily verify your bank account for your next investment. Our guide walks you through the microdeposit and code verification process to get you started quickly.
---
[Skip to content](https://faq.netcapital.com/bank-verification-with-micro-deposits#main-content)
English
Show submenu for translations
![Netcapital N.jpg\]](https://faq.netcapital.com/hs-fs/hubfs/Netcapital%20N.jpg?height=50&name=Netcapital%20N.jpg)
Open main navigation
Close main navigation
- English
Show submenu for translations
- Go to Netcapital
Go to Netcapital
How can we help you?
- There are no suggestions because the search field is empty.
1. [Netcapital Help Center](https://faq.netcapital.com/?hsLang=en)
2. [Payments](https://faq.netcapital.com/payments?hsLang=en)
3. [Payment Methods](https://faq.netcapital.com/payments?hsLang=en#payment-methods)
# Bank Verification with Micro-Deposits
## When verifying your bank account through Stripe by entering your routing and account numbers, this takes additional time and steps.
This verification method uses microdeposits and can take up to 7 business days to complete. You will not be able to complete your investment until your bank is fully connected to our site.
First, they will send a microdeposit to your bank in about a business day. Then, within 3 business days, you will receive an email from Stripe asking you to verify your bank account by entering a code. There is a descriptor next to your bank's microdeposit that looks like SMXXXX. You will verify the last 4 digits of this code.
Once you have done this, it will take a day or two for it to connect to our portal. After that has happened, you will need to go through and make a new investment commitment. Please be sure you complete the process until it congratulates you on making your investment in the company. You will also see it reflected on your [dashboard here](https://netcapital.com/dashboard).
- [Getting Started](https://faq.netcapital.com/getting-started?hsLang=en#main-content)
- [Netcapital Basics](https://faq.netcapital.com/getting-started?hsLang=en#netcapital-basics)
- [Private Investing](https://faq.netcapital.com/getting-started?hsLang=en#private-investing)
- [Funding Rounds](https://faq.netcapital.com/getting-started?hsLang=en#funding-rounds)
- [Accounts](https://faq.netcapital.com/accounts?hsLang=en#main-content)
- [Navigation](https://faq.netcapital.com/accounts?hsLang=en#navigation)
- [Ownership](https://faq.netcapital.com/accounts?hsLang=en#ownership)
- [Verification](https://faq.netcapital.com/accounts?hsLang=en#verification)
- [Private Investing](https://faq.netcapital.com/private-investing?hsLang=en#main-content)
- [Making Investments](https://faq.netcapital.com/private-investing?hsLang=en#making-investments)
- [Payment Options](https://faq.netcapital.com/private-investing?hsLang=en#payment-options)
- [After Investing](https://faq.netcapital.com/private-investing?hsLang=en#after-investing)
- [Payments](https://faq.netcapital.com/payments?hsLang=en#main-content)
- [Payment Status](https://faq.netcapital.com/payments?hsLang=en#payment-status)
- [Payment Methods](https://faq.netcapital.com/payments?hsLang=en#payment-methods)
- [Troubleshooting](https://faq.netcapital.com/troubleshooting?hsLang=en#main-content)
- [Common Issues](https://faq.netcapital.com/troubleshooting?hsLang=en#common-issues)
- [Glossary](https://faq.netcapital.com/glossary?hsLang=en)
[](https://netcapital.com)
Netcapital Help Center
Copyright © 2026, Netcapital