Is there a fee to invest through Netcapital?

We do not charge a general fee for investing — however, your banking institution may assess additional fees.

Netcapital currently does not charge investors any general fee to invest in offerings on our site. However, there may be additional fees to process certain payment types.

In the case of payments by wire, your bank may charge you a wire fee. 

In the case of payments by credit or debit card, Netcapital’s credit card payment processor assesses a convenience fee, payable by investors, for the convenience of using credit or debit cards to pay for investment commitments. The convenience fee is 2.9% (or 3.9% for international cards) of the amount you invest plus $0.30 per investment transaction. This amount will be added to the amount you choose to invest.

Once the amount of an investment commitment is charged to your credit/debit card, the convenience fee is non-refundable in all cases.

For example, if you choose to invest $1,000 in a company raising on Netcapital via credit card, your card will be charged $1,029.30; the company will receive the $1,000 as your investment in the company at the time of the offering's close and our card processor will receive and retain $29.30.